2026 rules

Benefits calculator for Australia

How much you get if you lose your job, have a baby, fall ill or raise children, with the 2026 rules that apply in Australia.

Quick answerIn Australia, with a monthly gross salary of 7,500 AUD and 10 years of work: unemployment benefit 892.80 AUD per fortnight, maternity or parental pay 1,005 AUD per week, duration 26 weeks (6 months), sick pay for 30 days 3,462 AUD in total, and child benefit for two children up to 477.96 AUD per fortnight.

All calculations run in your browser. Nothing you type is sent or stored.

 
 
 

Estimate with the 2026 rules. The official amount is decided by the institution that pays it.

In Australia Services Australia (Centrelink) pays JobSeeker Payment, Paid Parental Leave and Family Tax Benefit. They are not based on your old salary but on flat rates and income and asset tests. Sick leave is paid by your employer.

Unemployment benefit in Australia

  • From 20 September 2026 JobSeeker Payment is 833.70 AUD a fortnight for a single person, 892.80 AUD for a single person with a dependent child and 763.00 AUD each for a couple.
  • You can earn 150 AUD a fortnight without losing payment. Above that it is reduced by 50 cents per dollar up to 256 AUD and 60 cents per dollar above that.
  • There is an income and asset test and usually a one week waiting period, plus a liquid assets waiting period if you have savings.
Unemployment: Calculator

Maternity and parental leave in Australia

  • Paid Parental Leave is 26 weeks for babies born from 1 July 2026, paid at the national minimum wage of 1,004.70 AUD a week.
  • Some weeks are reserved for each parent, and superannuation is now paid on top of Parental Leave Pay.
  • You need to meet a work test and earn up to 186,487 AUD a year individually, or 386,525 AUD as a family.
Maternity / parental: Calculator

Sick pay in Australia

  • Full-time employees get 10 days of paid personal or carer's leave a year under the National Employment Standards, paid by the employer at the base rate. Part-timers get it pro rata.
  • Casual workers get no paid sick leave.
  • There is no government sick pay. People who cannot work can get JobSeeker Payment with a medical certificate.
Sick pay: Calculator

Child benefit in Australia

  • Family Tax Benefit Part A pays up to 238.98 AUD a fortnight per child under 13 and 310.94 AUD for children 13 to 19 in secondary school.
  • The maximum rate falls by 20 cents per dollar of family income above 69,131 AUD until it reaches the base rate of 77 AUD, and the base rate falls by 30 cents per dollar above 123,078 AUD.
  • Family Tax Benefit Part B adds up to 200.34 AUD a fortnight for single parents and families with one main income.
Child benefit: Calculator

Before you apply: five things people often miss

1

Apply on time

Most benefits have a deadline, often 30 days after the job ends or after the birth. Applying late can mean losing months of money that you cannot claim back.

2

Quitting is not the same as being dismissed

In most countries you get no unemployment benefit, or get it later, if you resign or agree to leave. Before you sign a termination agreement, check what it means for your benefit.

3

Your insurance record decides everything

Duration and amount depend on how many months you paid contributions and on what salary. Check that your employer reported you correctly before you apply.

4

Gross, net and taxes

Some benefits are paid gross and are taxed, others are tax free. The calculator shows the amount the rules describe. The money you see in your account can be lower.

5

Combine benefits the smart way

Sick leave, maternity leave and unemployment usually cannot be paid for the same days. The order in which you claim them can change how much you receive in total.

Examples by salary

Ten years of work, age 35, first child, 30 days of sick leave, 2026 rules.

Monthly salaryUnemploymentMaternity or parentalSick pay, 30 days
4,500 AUD892.80 AUD per fortnight1,005 AUD per week2,077 AUD
7,500 AUD892.80 AUD per fortnight1,005 AUD per week3,462 AUD
12,000 AUD892.80 AUD per fortnight1,005 AUD per week5,538 AUD

Frequently asked questions

Do I get unemployment benefit if I quit my job in Australia?

If you leave a job voluntarily without a good reason, Centrelink can apply a non-payment period before JobSeeker starts.

Where do I apply in Australia?

JobSeeker, Paid Parental Leave and Family Tax Benefit: online through myGov with your Centrelink account. Sick leave: your employer.

Is this an official decision?

No. MyBenefitKit is an informational calculator. The institution that pays the benefit decides the exact amount from your full insurance record. Use the result to plan and to check the decision you receive.

Sources and disclaimer

This page is informational. The rules and amounts are based on laws and official publications valid in October 2026 and simplified for the calculator. Individual cases, collective agreements and regional rules can change the result.

Benefit calculators for other countries