Apply on time
Most benefits have a deadline, often 30 days after the job ends or after the birth. Applying late can mean losing months of money that you cannot claim back.
2026 rules
Benefits calculator for Switzerland
How much you get if you lose your job, have a baby, fall ill or raise children, with the 2026 rules that apply in Switzerland.
Quick answerIn Switzerland, with a monthly gross salary of 7,000 CHF and 10 years of work: unemployment benefit 5,600 CHF per month, duration 400 days (13 months), maternity or parental pay 5,600 CHF per month, duration 14 weeks, sick pay for 30 days 7,000 CHF in total, and child benefit for two children 430 CHF per month.
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Estimate with the 2026 rules. The official amount is decided by the institution that pays it.
Popular questions
How much unemployment benefit will I get in Switzerland?
With a monthly gross salary of 7,000 CHF and 10 years of work, the benefit is about 5,600 CHF per month, duration 400 days (13 months). The insured salary is capped at 12,350 CHF a month. Benefits are paid as 5 daily allowances a week, about 21.7 a month, and they are taxable.
How much is maternity or parental pay in Switzerland?
With a monthly gross salary of 7,000 CHF, it is about 5,600 CHF per month, duration 14 weeks. Fathers get 2 weeks of paternity leave, 80% of earnings, at most 220 CHF a day, within 6 months of the birth.
How much sick pay do I get in Switzerland?
For 30 days of sick leave you receive about 7,000 CHF in total in total. Most employers have a collective daily sickness insurance that pays 80% of salary for up to 720 days, often after a waiting period.
How much is child benefit in Switzerland?
For two children the result is 430 CHF per month. The federal minimum child allowance is 215 CHF a month per child up to 16, and the training allowance is 268 CHF from 16 to 25.
In Switzerland unemployment benefit is paid by your unemployment fund after you register with the RAV, maternity and paternity pay by the AHV compensation office, sick pay by the employer or its daily sickness insurance, and family allowances through the employer.
Unemployment benefit in Switzerland
- You need at least 12 contribution months in the last 2 years. The daily allowance is 70% of your insured salary, or 80% if you support children, earn up to 3,797 CHF a month or receive a disability pension.
- The insured salary is capped at 12,350 CHF a month. Benefits are paid as 5 daily allowances a week, about 21.7 a month, and they are taxable.
- Duration: 260 daily allowances with 12 contribution months, 400 with 18 months, 520 from age 55 with 22 months, and 200 if you are under 25 without children.
Maternity and parental leave in Switzerland
- Maternity pay is 80% of your average earnings for 14 weeks (98 days), at most 220 CHF a day. Some cantons, such as Geneva, give 16 weeks.
- Fathers get 2 weeks of paternity leave, 80% of earnings, at most 220 CHF a day, within 6 months of the birth.
- There is no statutory paid parental leave beyond this, but some employers offer more.
Sick pay in Switzerland
- There is no state sick pay. The employer must continue your salary for a limited time based on cantonal scales, for example 3 weeks in the first year of service and longer later.
- Most employers have a collective daily sickness insurance that pays 80% of salary for up to 720 days, often after a waiting period.
- Check your contract: the insurance replaces the legal minimum and is usually better.
Child benefit in Switzerland
- The federal minimum child allowance is 215 CHF a month per child up to 16, and the training allowance is 268 CHF from 16 to 25.
- Many cantons pay more, for example Geneva, Vaud and Zug.
- Employees get the allowances through the employer, with no income test.
Before you apply: five things people often miss
Quitting is not the same as being dismissed
In most countries you get no unemployment benefit, or get it later, if you resign or agree to leave. Before you sign a termination agreement, check what it means for your benefit.
Your insurance record decides everything
Duration and amount depend on how many months you paid contributions and on what salary. Check that your employer reported you correctly before you apply.
Gross, net and taxes
Some benefits are paid gross and are taxed, others are tax free. The calculator shows the amount the rules describe. The money you see in your account can be lower.
Combine benefits the smart way
Sick leave, maternity leave and unemployment usually cannot be paid for the same days. The order in which you claim them can change how much you receive in total.
Examples by salary
Ten years of work, age 35, first child, 30 days of sick leave, 2026 rules.
| Monthly salary | Unemployment | Maternity or parental | Sick pay, 30 days |
|---|---|---|---|
| 4,200 CHF | 3,360 CHF per month | 3,360 CHF per month | 4,200 CHF |
| 7,000 CHF | 5,600 CHF per month | 5,600 CHF per month | 7,000 CHF |
| 11,200 CHF | 8,960 CHF per month | 6,600 CHF per month | 11,200 CHF |
Frequently asked questions
Do I get unemployment benefit if I quit my job in Switzerland?
Yes, but if you are responsible for losing your job, you get up to 60 suspension days without pay. Resigning without a new job usually counts as your own fault.
Where do I apply in Switzerland?
Register with the regional employment centre (RAV) no later than the first day without work, then choose an unemployment fund. Maternity pay: through the employer and the AHV compensation office.
Is this an official decision?
No. MyBenefitKit is an informational calculator. The institution that pays the benefit decides the exact amount from your full insurance record. Use the result to plan and to check the decision you receive.
Sources and disclaimer
This page is informational. The rules and amounts are based on laws and official publications valid in October 2026 and simplified for the calculator. Individual cases, collective agreements and regional rules can change the result.