Apply on time
Most benefits have a deadline, often 30 days after the job ends or after the birth. Applying late can mean losing months of money that you cannot claim back.
How much you get if you lose your job, have a baby, fall ill or raise children, with the 2026 rules that apply in Spain.
All calculations run in your browser. Nothing you type is sent or stored.
Estimate with the 2026 rules. The official amount is decided by the institution that pays it.
With a monthly gross salary of 2,300 EUR and 10 years of work, the benefit is about 1,400 EUR per month, duration 720 days (24 months). The benefit is 70% of your average contribution base of the last 180 days for the first 6 months, then 60%. In 2026 it is at least 560 EUR (749 EUR with children) and at most 1,225 EUR, or 1,400 EUR with one child and 1,575 EUR with two or more.
With a monthly gross salary of 2,300 EUR, it is about 2,300 EUR per month, duration 19 weeks. It is paid at 100% of your contribution base, at most 170.04 EUR a day in 2026, and is tax free.
For 30 days of sick leave you receive about 1,357 EUR in total in total. From day 4 to day 20 you get 60% of your contribution base, from day 21 75%. The employer pays days 4 to 15, then Social Security.
For two children the result is up to 115 EUR per month. There is no universal child benefit. The child support supplement (complemento de ayuda para la infancia) pays 115 EUR a month per child under 3, 80.50 EUR from 3 to 6 and 57.50 EUR from 6 to 18.
In Spain unemployment benefit (paro) is paid by SEPE, birth and childcare benefit and sick pay by the Social Security (INSS), and the child support supplement is linked to the minimum living income (IMV).
Most benefits have a deadline, often 30 days after the job ends or after the birth. Applying late can mean losing months of money that you cannot claim back.
In most countries you get no unemployment benefit, or get it later, if you resign or agree to leave. Before you sign a termination agreement, check what it means for your benefit.
Duration and amount depend on how many months you paid contributions and on what salary. Check that your employer reported you correctly before you apply.
Some benefits are paid gross and are taxed, others are tax free. The calculator shows the amount the rules describe. The money you see in your account can be lower.
Sick leave, maternity leave and unemployment usually cannot be paid for the same days. The order in which you claim them can change how much you receive in total.
Ten years of work, age 35, first child, 30 days of sick leave, 2026 rules.
| Monthly salary | Unemployment | Maternity or parental | Sick pay, 30 days |
|---|---|---|---|
| 1,400 EUR | 980.00 EUR per month | 1,400 EUR per month | 826.00 EUR |
| 2,300 EUR | 1,400 EUR per month | 2,300 EUR per month | 1,357 EUR |
| 3,700 EUR | 1,400 EUR per month | 3,700 EUR per month | 2,183 EUR |
No. A voluntary resignation (baja voluntaria) does not give a right to paro. Dismissal, the end of a temporary contract or some justified resignations do.
Unemployment: SEPE, within 15 working days of the end of the contract, online or with an appointment. Birth benefit: Social Security online. Child supplement: through the IMV application at Social Security.
No. MyBenefitKit is an informational calculator. The institution that pays the benefit decides the exact amount from your full insurance record. Use the result to plan and to check the decision you receive.
This page is informational. The rules and amounts are based on laws and official publications valid in October 2026 and simplified for the calculator. Individual cases, collective agreements and regional rules can change the result.