2026 rules

Benefits calculator for Spain

How much you get if you lose your job, have a baby, fall ill or raise children, with the 2026 rules that apply in Spain.

Quick answerIn Spain, with a monthly gross salary of 2,300 EUR and 10 years of work: unemployment benefit 1,400 EUR per month, duration 720 days (24 months), maternity or parental pay 2,300 EUR per month, duration 19 weeks, sick pay for 30 days 1,357 EUR in total, and child benefit for two children up to 115 EUR per month.

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Estimate with the 2026 rules. The official amount is decided by the institution that pays it.

In Spain unemployment benefit (paro) is paid by SEPE, birth and childcare benefit and sick pay by the Social Security (INSS), and the child support supplement is linked to the minimum living income (IMV).

Unemployment benefit in Spain

  • You need at least 360 days of contributions in the last 6 years and must be legally unemployed. A voluntary resignation gives no right to paro.
  • The benefit is 70% of your average contribution base of the last 180 days for the first 6 months, then 60%. In 2026 it is at least 560 EUR (749 EUR with children) and at most 1,225 EUR, or 1,400 EUR with one child and 1,575 EUR with two or more.
  • Duration: 120 days with 360 days of contributions, then 60 more days for each 180 days, up to 720 days (2 years) with 6 years.
Unemployment: Calculator

Maternity and parental leave in Spain

  • Since 2025 each parent has 19 weeks of birth and childcare leave, or 32 weeks for single parents. The first 6 weeks after the birth are compulsory.
  • It is paid at 100% of your contribution base, at most 170.04 EUR a day in 2026, and is tax free.
  • The 8 weeks of parental leave until the child is 8 are currently unpaid.
Maternity / parental: Calculator

Sick pay in Spain

  • The first 3 days of sick leave are not paid by law, although many collective agreements pay them.
  • From day 4 to day 20 you get 60% of your contribution base, from day 21 75%. The employer pays days 4 to 15, then Social Security.
  • Work accidents and occupational diseases are paid at 75% from the day after.
Sick pay: Calculator

Child benefit in Spain

  • There is no universal child benefit. The child support supplement (complemento de ayuda para la infancia) pays 115 EUR a month per child under 3, 80.50 EUR from 3 to 6 and 57.50 EUR from 6 to 18.
  • It depends on household income, for example up to about 3,755 EUR a month for two adults with two children, and on assets.
  • Working mothers of children under 3 can also get a tax credit of up to 100 EUR a month per child.
Child benefit: Calculator

Before you apply: five things people often miss

1

Apply on time

Most benefits have a deadline, often 30 days after the job ends or after the birth. Applying late can mean losing months of money that you cannot claim back.

2

Quitting is not the same as being dismissed

In most countries you get no unemployment benefit, or get it later, if you resign or agree to leave. Before you sign a termination agreement, check what it means for your benefit.

3

Your insurance record decides everything

Duration and amount depend on how many months you paid contributions and on what salary. Check that your employer reported you correctly before you apply.

4

Gross, net and taxes

Some benefits are paid gross and are taxed, others are tax free. The calculator shows the amount the rules describe. The money you see in your account can be lower.

5

Combine benefits the smart way

Sick leave, maternity leave and unemployment usually cannot be paid for the same days. The order in which you claim them can change how much you receive in total.

Examples by salary

Ten years of work, age 35, first child, 30 days of sick leave, 2026 rules.

Monthly salaryUnemploymentMaternity or parentalSick pay, 30 days
1,400 EUR980.00 EUR per month1,400 EUR per month826.00 EUR
2,300 EUR1,400 EUR per month2,300 EUR per month1,357 EUR
3,700 EUR1,400 EUR per month3,700 EUR per month2,183 EUR

Frequently asked questions

Do I get unemployment benefit if I quit my job in Spain?

No. A voluntary resignation (baja voluntaria) does not give a right to paro. Dismissal, the end of a temporary contract or some justified resignations do.

Where do I apply in Spain?

Unemployment: SEPE, within 15 working days of the end of the contract, online or with an appointment. Birth benefit: Social Security online. Child supplement: through the IMV application at Social Security.

Is this an official decision?

No. MyBenefitKit is an informational calculator. The institution that pays the benefit decides the exact amount from your full insurance record. Use the result to plan and to check the decision you receive.

Sources and disclaimer

This page is informational. The rules and amounts are based on laws and official publications valid in October 2026 and simplified for the calculator. Individual cases, collective agreements and regional rules can change the result.

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