2026 rules

Benefits calculator for Sweden

How much you get if you lose your job, have a baby, fall ill or raise children, with the 2026 rules that apply in Sweden.

Quick answerIn Sweden, with a monthly gross salary of 40,000 SEK and 10 years of work: unemployment benefit 27,200 SEK per month, duration 300 days (10 months), maternity or parental pay 30,615 SEK per month, duration 480 days (16 months), sick pay for 30 days 29,584 SEK in total, and child benefit for two children 2,650 SEK per month.

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Estimate with the 2026 rules. The official amount is decided by the institution that pays it.

In Sweden unemployment benefit is paid by your a-kassa, parental and sick benefits by Försäkringskassan, sick pay for the first 14 days by the employer, and child benefit (barnbidrag) by Försäkringskassan.

Unemployment benefit in Sweden

  • Under the rules in force since October 2025 you need an income of at least 120,000 SEK in a 12 month period, with at least 11,000 SEK in at least 4 months.
  • With 12 months of a-kassa membership you get 80% of your income, capped at 34,000 SEK a month, so at most 27,200 SEK. After 100 days it falls to 70% and after 200 days to 65%. Without membership you get only the basic level.
  • The benefit lasts up to 300 days, paid as 22 days a month, after 2 waiting days. It is taxable.
Unemployment: Calculator

Maternity and parental leave in Sweden

  • Parents share 480 days of föräldrapenning per child, 90 of them reserved for each parent.
  • 390 days are paid at about 80% of your income, at most 1,259 SEK a day and at least 250 SEK in 2026. The other 90 days pay 180 SEK a day.
  • The other parent gets 10 extra days at birth. Many collective agreements add about 10% on top.
Maternity / parental: Calculator

Sick pay in Sweden

  • The employer pays sick pay (sjuklön) of 80% for days 1 to 14, minus a waiting-day deduction of 20% of a week's sick pay.
  • From day 15 Försäkringskassan pays sjukpenning of about 80% of your income, at most 1,259 SEK a day in 2026.
  • After one year the rate falls to about 75%.
Sick pay: Calculator

Child benefit in Sweden

  • Barnbidrag is 1,250 SEK a month per child until 16, with no income test.
  • Families with two or more children get a large family supplement: 150 SEK for 2 children, 730 SEK for 3, 1,740 SEK for 4 and 2,990 SEK for 5.
  • From 16 the child receives study allowance instead if in school.
Child benefit: Calculator

Before you apply: five things people often miss

1

Apply on time

Most benefits have a deadline, often 30 days after the job ends or after the birth. Applying late can mean losing months of money that you cannot claim back.

2

Quitting is not the same as being dismissed

In most countries you get no unemployment benefit, or get it later, if you resign or agree to leave. Before you sign a termination agreement, check what it means for your benefit.

3

Your insurance record decides everything

Duration and amount depend on how many months you paid contributions and on what salary. Check that your employer reported you correctly before you apply.

4

Gross, net and taxes

Some benefits are paid gross and are taxed, others are tax free. The calculator shows the amount the rules describe. The money you see in your account can be lower.

5

Combine benefits the smart way

Sick leave, maternity leave and unemployment usually cannot be paid for the same days. The order in which you claim them can change how much you receive in total.

Examples by salary

Ten years of work, age 35, first child, 30 days of sick leave, 2026 rules.

Monthly salaryUnemploymentMaternity or parentalSick pay, 30 days
24,000 SEK19,200 SEK per month18,369 SEK per month17,750 SEK
40,000 SEK27,200 SEK per month30,615 SEK per month29,584 SEK
64,000 SEK27,200 SEK per month37,758 SEK per month41,347 SEK

Frequently asked questions

Do I get unemployment benefit if I quit my job in Sweden?

If you resign without an acceptable reason, you are suspended from benefit for 45 days.

Where do I apply in Sweden?

Register with Arbetsförmedlingen on your first day without work, then apply to your a-kassa. Föräldrapenning and sjukpenning: Försäkringskassan online. Barnbidrag is paid automatically.

Is this an official decision?

No. MyBenefitKit is an informational calculator. The institution that pays the benefit decides the exact amount from your full insurance record. Use the result to plan and to check the decision you receive.

Sources and disclaimer

This page is informational. The rules and amounts are based on laws and official publications valid in October 2026 and simplified for the calculator. Individual cases, collective agreements and regional rules can change the result.

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