Apply on time
Most benefits have a deadline, often 30 days after the job ends or after the birth. Applying late can mean losing months of money that you cannot claim back.
How much you get if you lose your job, have a baby, fall ill or raise children, with the 2026 rules that apply in Sweden.
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Estimate with the 2026 rules. The official amount is decided by the institution that pays it.
With a monthly gross salary of 40,000 SEK and 10 years of work, the benefit is about 27,200 SEK per month, duration 300 days (10 months). With 12 months of a-kassa membership you get 80% of your income, capped at 34,000 SEK a month, so at most 27,200 SEK. After 100 days it falls to 70% and after 200 days to 65%. Without membership you get only the basic level.
With a monthly gross salary of 40,000 SEK, it is about 30,615 SEK per month, duration 480 days (16 months). 390 days are paid at about 80% of your income, at most 1,259 SEK a day and at least 250 SEK in 2026. The other 90 days pay 180 SEK a day.
For 30 days of sick leave you receive about 29,584 SEK in total in total. From day 15 Försäkringskassan pays sjukpenning of about 80% of your income, at most 1,259 SEK a day in 2026.
For two children the result is 2,650 SEK per month. Barnbidrag is 1,250 SEK a month per child until 16, with no income test.
In Sweden unemployment benefit is paid by your a-kassa, parental and sick benefits by Försäkringskassan, sick pay for the first 14 days by the employer, and child benefit (barnbidrag) by Försäkringskassan.
Most benefits have a deadline, often 30 days after the job ends or after the birth. Applying late can mean losing months of money that you cannot claim back.
In most countries you get no unemployment benefit, or get it later, if you resign or agree to leave. Before you sign a termination agreement, check what it means for your benefit.
Duration and amount depend on how many months you paid contributions and on what salary. Check that your employer reported you correctly before you apply.
Some benefits are paid gross and are taxed, others are tax free. The calculator shows the amount the rules describe. The money you see in your account can be lower.
Sick leave, maternity leave and unemployment usually cannot be paid for the same days. The order in which you claim them can change how much you receive in total.
Ten years of work, age 35, first child, 30 days of sick leave, 2026 rules.
| Monthly salary | Unemployment | Maternity or parental | Sick pay, 30 days |
|---|---|---|---|
| 24,000 SEK | 19,200 SEK per month | 18,369 SEK per month | 17,750 SEK |
| 40,000 SEK | 27,200 SEK per month | 30,615 SEK per month | 29,584 SEK |
| 64,000 SEK | 27,200 SEK per month | 37,758 SEK per month | 41,347 SEK |
If you resign without an acceptable reason, you are suspended from benefit for 45 days.
Register with Arbetsförmedlingen on your first day without work, then apply to your a-kassa. Föräldrapenning and sjukpenning: Försäkringskassan online. Barnbidrag is paid automatically.
No. MyBenefitKit is an informational calculator. The institution that pays the benefit decides the exact amount from your full insurance record. Use the result to plan and to check the decision you receive.
This page is informational. The rules and amounts are based on laws and official publications valid in October 2026 and simplified for the calculator. Individual cases, collective agreements and regional rules can change the result.